Individual credit assessment
CredRisk — Your Trusted Credit Partner
AI-powered credit risk assessment for individual applicants — eligibility rules, ML scoring and transparent explanations in seconds.
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Why Choose Our Assessment
Instant Results
Complete assessments in seconds, from data retrieval to final recommendation.
Bank-Grade Security
Sensitive data stays protected with masked identifiers and secure processing.
Explainable AI
SHAP explanations show exactly which factors drive every score.
How It Works
- 1
Retrieve data
Customer profile, bureau and legal records pulled from the database.
- 2
Eligibility rules
DMN decision table checks policy rules like DTI and legal status.
- 3
ML risk prediction
Model estimates probability of default and credit score.
- 4
SHAP & recommendation
Explainability plus pricing, offers and an AI summary.
Ready to assess an applicant?
Enter a National ID above and get a full risk report in seconds.